New Year…it is the time for fresh starts and a clean slate. At the back of everyone’s mind, they are wishing for this New Year to be better. That’s why New Year’s resolutions are so popular. Whether you have a list of 10 or 100 resolutions though, it cannot be denied that it is difficult to keep them. Old habits die hard. But with a bit of help, you can be nudged along in the right direction.

As this is a financial blog, we will deal with mostly financial resolutions people make for the New Year. Compiled below is a list of blogs that talks about good financial resolutions, tools that will help you keep it, predictions about 2010 and how you can get ready for it.

Miranda from All Business asks readers, “What are Your Financial New Year Resolutions?” and she proceeded to name three of hers. It includes refinancing her house because the interest rates on her 15-year mortgage are below 5 percent. Other resolutions are opening a health savings account as well as a retirement account for her husband.

Jay MacDonald from Credit Cards wrote his predictions in the post titled “Personal Finance Predictions for 2010.” Basically, he first outlined what happened during the past year. For example, he commented that it has been dominated by three “R”s namely recession, reform, and relief. In the New Year, consumer behavior will radically change and a new kind of frugality will be ushered in.

Technology plays a big part in everyone’s life today. And being able to choose the right application can even help you financial. The Marketing Vox website featured an article titled “Apps for Financial New Year’s Resolutions.” Among the recommended tools include apps for saving and job hunting. Hopefully, by using these tools, users will be able to accomplish their aims.

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