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Hello World!

So it all begins for me with this first post. I started this blog as a way to express my opinions regarding the current credit and financial crisis America and the world is facing. I created this blog as a way to share my experience, knowledge, and ideas about the credit and financial climate we live in today. I want to make sure the same practices that doomed this past decade are not repeated. I want to do my part in preventing people from falling victim to similar actions, as this will prevent our country’s economy from making positive changes.

Before I get into more detail about America’s financial crisis, it is important for you to know a bit more about me. My experience over the past 8 years has involved working in the banking, mortgage, lending, and credit industries. I earned my Bachelor of Science in International Business, as my passion has always been studying economics on an international level. I spent time living abroad in countries throughout Asia, as I knew that immersing myself in the economies I study is the best way to learn about them.

I am hopeful that the new President and his plan will be the first step towards bringing the American economy back to life; however, I am cautious, as the worse is still to come. Our country faces a long road ahead. The best way to move forward down this road is to make sure we don’t repeat yesterday’s mistakes.

Eight years ago, we thought we saw the American economy fall to its lowest after the tragic events of 9-11. In the short time since those tragic events, we have watched America rise up, thanks to the housing boom years—only to fall once again to where we are today. Our economy is the worst than it has been in over 70 years.

Working in these lending and mortgage industries, I have personally seen the lending and mortgage mess unfold. Can we get out of this mess? I believe so. I agree with President Obama’s infamous motto: “Yes We Can.” To see positive change take effect requires the effort of everyone in this country. I believe in America, I believe in who we are, and I believe that when things get tough, we only grow tougher.